Laundry Room

LAUNDRY ROOM WATER DAMAGE CLAIMS

Whether you live in a residential home, apartment, or condominium, one of the most important household appliances may be the washing machines. These essential machines have amazing power to make our everyday lives easier but if not maintained properly or frequently checked on a regular basis, they may cause some serious damage to your property. It’s important to note that washing machines do not fall under dwelling coverage for most insurance policies. Washing machines are considered appliances, which are not a part of the direct structure of your home. Therefore, they are considered personal property. This is for damage directly related to the machine itself. The resulting damage to your dwelling caused by the leaking washing machine would typically be reviewed for coverage. In most cases, the leaking damages from the washing machine are sudden and accidental.

The impact of the leak can be minor or overwhelming

NOISES and Signs to look out for.

A faulty washing machine can manifest signs and noises that, if overlooked, may lead to potential water leaks and subsequent damage. One common indication is an unusual noise during the machine’s operation, such as grinding, banging, or squeaking sounds. These noises may be indicative of malfunctioning internal components, like worn-out bearings or loose connections, which could compromise the machine’s integrity and result in leaks. Additionally, be attentive to any uncharacteristic vibrations or movements during the wash cycle, as these may suggest imbalances or misalignments that can lead to water seepage. Keep a keen ear out for irregularities in the water filling and draining processes, as sudden fluctuations or prolonged periods of water retention might signal a malfunction. Regularly inspect the area around the washing machine for dampness, mold, or discoloration, as these visual cues may indicate ongoing leaks that can escalate if not promptly addressed. Proactively identifying and addressing these warning signs can help prevent water damage, safeguarding both the washing machine and the surrounding property.

GLOBAL PUBLIC ADJUSTERS

In most cases, insurance policies do not cover water damage triggered by a gradual leak. Your claim may be denied if your appliance is not properly maintained over time and if there is a confirmed case that your laundry machine has been leaking for periods of weeks to months.

Filing a claim can be confusing, overwhelming, and time-consuming. Without the proper guidance and expert assistance your claim may get denied by your insurance carrier. At Global Public Adjusters, our team of professionals lift that burden off your shoulders and are here to help you throughout the claim process.

COMMON CAUSES OF A LEAKING WASHING MACHINE:

Any of these appliance malfunctions or damaged parts can cause the washing machine to leak into your home. The impact of the leak can be minor or overwhelming. The water leak could result in damages to the laundry room’s floor, walls, ceilings below (if on second floor), personal items in the area and consequently lead to mold build up.

STARTING A NEW CLAIM?

Understand "The Insurance Claim Process" with Global Public Adjusters. We'll assist you all the way through the claim till you get your correct cash award settlement.

DENIED A CLAIM?

In the case where a claim might have already been denied it is no problem to reopen the case and request a reevaluation of the factors and policy terms.

TOO LOW OF AN OFFER?

In a case where the insurance company has come up with too low an initial offer than expected, Global Public Adjusters will file for a reappraisal of the claim.

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